Spend more to get less, rather than spend less to get more

Quote of the day

‘The Financial Equation to Success always supports an Equivalence Factor, and that Factor is called The Power to Spend. A wise spender always rises above the rest, they enterprise, exercise good values and donate liberally.’

Previous Quote

‘Money is the Pallbearer of ALL evil but yet it is a necessity that we cannot do without.’

Bonus Quote

‘Spend more to get less rather than spend less to get more. It seems a negated approach to one’s bank account but trust me for the rewards are a lot better than conventional spending methods.’

Welcome to an article that concerns all of us as individuals living in a world governed by commerce. Firstly, I would like to thank you sincerely for finding the time to read my articles on a daily basis, I hope and pray that these articles will give you the assistance to make significant changes in your life in the way that they are making significant changes to my life. Today I openly talk about money and how we can control money rather than for money to control us. People or Institutions will lend because they know well in advance that you will spend. People will spend because they know well in advance that Banks, Loan Companies, Loan Sharks and the various so called Institutions that lend money are out there waiting to lure you. Money is indeed a vital necessity in life but it is also the Pallbearer of ALL evil. I say onto you and verily too live to earn in order to get a decent return however do not live to yearn because this will ultimately make you burn a hole in your pocket. There are ways to control money rather than for money to control you. Firstly you need to ask yourself the following questions.

Do I really need?

Can I afford it?

Can I do without it?

Not asking these questions often leads to a life of financial misery. You have the power to earn, you have the power to learn and you also have the power to get a reasonable return for your time. Many an employer will not make you realise your full potential because they need to use you rather than appreciate you. To be effective you need to apply the AAA rule. The triple AAA rule is to Amend, Append and Ascend. Asking the three vital questions listed above will immediately make you amend your spending habits. Once done you will look at ways to append your earnings. Once you lower your spending habits and increase your earnings you will ascend financially like a star that glows in the sky and drifts across the horizon. The best and effective way to amend your spending habits is to spend more to get less as opposed to spending less to get more. Spending less always gives you inferior products and promotes poor wages for the employees of the manufacturer of your purchases. Buying more clutters your home and now you have the reverse of commerce, it is called moving the shelves from the supermarket into your home. The only difference is you are stuck with the stock unless you give it away or sell it for virtually nothing. The Financial Equation to Success always supports an Equivalence Factor, and that Factor is called The Power to Spend. The Power to spend is about spending on what you actually need, which is based on your ability to pay for it and to ensure that it was something that you will actually use. Take a look around your home and look for things that you bought but never used. Again, I say onto you spend more to get less rather than spend less to get more. It seems a negated approach to one’s bank account but trust me as the rewards are a lot better than conventional spending methods. Spending more always ensures that you get something that is manufactured without damaging the environment and that the Manufacturer does not use child labour or unfair labour to produce their goods. Spending more to get less always implies that your product or item will last longer. At the end of the day it was your time on Earth that was spent in earning a reasonable return, so why blow it on something that you do not really need or on your products you do not really support?

HOPE

HOPE

Quote of the day

‘Hope is a lifeline of optimism. It gives you the confidence to cope, it supplies you with a rope of courage, it manufactures a scope of expectation and it is a slope towards faith.’

Dear Friends, how do you succeed in life when you are caught up in a trauma of insatiability created by greedy men and women? Life can be so morbid even when you try to be good, kind and gentle. The world holds its own live museum of destruction right before our very eyes. Apart from contending with our own daily grind we have to face the music of climate change, global warming, waste disposal, depleting natural resources, over-population, pollution, the loss of our biodiversity, deforestation, acid rain, genetic engineering, water pollution, lack of water, droughts, urban sprawl and ocean acidification. Wow! Man has really taken the law into his own hands. He is slowly disseminating disruption to the lives of innocent people and creating havoc to our planet as a whole. There is conflict, there is poverty, there is abuse, there is bereavement, there is death and there is hunger. 200 school girls are still missing in Nigeria. The loss of two Malaysian Airlines with so many lives illustrates how safe air travel really is. The crisis in Ukraine. The conflict in Syria. Violence in Afghanistan. The deadliest violence along the Gaza Strip and the list goes on. How safe are you? Will you be robbed tonight or mugged at the bus stand. Are you bullied at school or are you bullied on the roads with raging drivers that don’t care. Are you troubled by your neighbours or do you fear the bailiff.  Dear Friends, I say onto you and verily too, fear not, build a lifeline of HOPE from today. Let HOPE carry you and let HOPE protect you. Life can shed a bitter moment at the most awkward times, therefore it is important to have HOPE at the forefront of all your endeavours. Sometimes bad news can come at the most unexpected times. Today I want to assure you that without HOPE life can and will be dreadful. HOPE gives people a lifeline of optimism. Without optimism there is the usual and obvious pessimism.  Pessimism sheds hopelessness into the equation of despair. Where can you go to for help without HOPE? Friends become distant when they see you struggle. Families try to stay out of your problems. Bank Managers close their doors to you when you are struggling financially. Doctors will confirm their prognosis and are generally limited in what they can really do. So when bad news hits the ceiling for you reach out and touch HOPE, the lifeline from above. HOPE is a bespoke conduit to the Heavens above. HOPE is positive energy giving you confidence in what you do, say or think. HOPE gives you courage to walk the line of uncertainty. HOPE makes you vigilant and aware. HOPE is like an umbrella of Prospect embracing you when trouble looms and nudging you when the going gets tough. HOPE is faith. Faith is about believing not just in yourself but also in our Heavenly Father who watches daily over you. HOPE identifies your purpose in life and gives you the passion and desire to serve our Heavenly Father. We are not here to serve man. HOPE makes you place reliance on Almighty GOD. Dear Friends, whatever your predicament is there is a solution. Big problems require complex solutions whilst little problems can disappear like a puff of smoke. Climb the tree of positivity and use every branch to radiate positivity to others that maybe struggling. Start at home with a validation of sincere prayers and then meet the world with confidence and an unselfish purpose. Then candidly offer gratitude to our Heavenly Father for His guidance and protection. To this daily and you will strengthen your faith. Do this sincerely and you will have faith by your side. Do this unselfishly and you will have faith in your heart.

Money Management

Money Management

Quote of the day

‘Every penny that you earn makes you want to learn about how to get the next penny. Every penny that you waste makes you haste for the next penny and for the next and the next. Every penny that you giveaway will come back to you tenfold.’

Previous Quote

‘Money is the Pallbearer of ALL evil but yet it is a necessity that we cannot do without.’ 

The Art of Making Money is directly proportional to what you want in life. The greater are your requirements the greater are your responsibilities. Many people confuse the concept of making money. They base their requirements on not what they really want in life but in what other people have. The next thing to bereavement in my opinion is financial stress. We get stressed financially because we do not live up to our expectations. We over borrow, we under borrow and live in debt for the rest of our lives. Terms usually associated with financial stress is liquidation, insolvency, bankruptcy, sequestration, foreclosure, judgements, Letters of demand, poor credit rating and failure. All of these terms induce negativity in an individual. With the lack of money life is not so funny. Too much of money and you appear sunny. Money makes us in a good mood or in a bad mood. There is one thing that we must always remember and that is money is something that we can manufacture. We cannot allow money to control us but rather for us to control it. We need to be cautious in how we spend our money. However life is not about making money but rather about living it. We are the sole proprietors of our decisions in life. What we need in life should be what we want in life and not what others want for you. We need to exercise patience. We need to share part of our nett profits with others that are less fortunate. We need to learn to earn in the faculty of our choice. We need to have passion and desire in whatever vocation we choose. Going to work or to run your business with a poor attitude will always give poor results. Bringing the stress of work or of business home is a slow killer. It lessens your lifespan and your face expresses these feelings openly. Gather all your resources and decide on what you want to keep and what you want to share with others. Don’t just earn to burn money foolishly. Earn your money according to your return. If you just need £100 to live per week than already you have satisfied your personal passion and desire to learn to earn that figure. If you choose to give away say 10% of this earnings to others that need help you can be assured that your fortune will grow accordingly. Don’t create heartaches in your mind for no reason at all. This is not Time Management but Time Mismanagement. Don’t be over borrowed, be patient and all your needs shall become attracted to you. Surely that sums up the draw card to positivity. 

‘Pennies from Heaven’

Quote of the day

‘Less Stress equals more Success. Stress takes over your mind and your body and leaves you to pine. Success takes over your mind and your body and leaves you to be fine, full of shine and dripping like fine wine.’

There is only one stress and that is financial stress. Financial Stress or FSS or Financial Stress Syndrome is a real life disease epidemic designed to kill but to kill slowly. It is designed to lessen life and to destroy life’s true value. FSS lures people to borrow and then live to regret in full sorrow. Interest rates peak as high as 4000%APR in 1st world countries like the UK, I refer to these principles of lending as sacrilege and the Lenders should be disciplined. Are you employed? Are you happy? Do you live on the edge of the fence each day unsure of tomorrow? These are acute levels of FSS. FSS consumes your will to live and makes your life a shrill. There is only one antidote and that is knowledge. Knowledge is free. Knowledge is information, it is sacred and historic. From knowledge you receive awareness, understanding and realisation. Awareness makes you conscious of your current FSS. It makes you respond accordingly with a key plan and it makes you grasp the rudiments of life and how to live it. Understanding is your perception to life and your current dilemma. Perception makes you observant over fine details. Perception makes you keen and responsible. Perception gives you a better insight into the world of living successfully. Realisation makes you realise your status quo and outlines an agenda with a defined will to accomplish it and to fulfil it. Knowledge is vast and knowledge is a niche area too. Knowledge is like a vast library of information but a niche area listed alphabetically so you could make you search in specific areas of your quagmire. Be open right this very second, what is your FSS? Commit to paper, now you can see it, it is real, staring at you. You have looked into the microscope of your problems. You are face to face with your dilemma, the problem area of your life where you go to bed stressed and wake up the next morning even more stressed. In at least 99% of all your quagmires you will find that FSS stands out as your worst dilemma. You see Ladies and Gentlemen, Boys and Girls money is the pallbearer of ALL evil. Stress is Evil. Stress manipulates human beings to empty lives and emptiness. Dear Friends you need knowledge. I received knowledge almost 20 years ago in a voluminous archive of data that dates back to the beginning of time. It was my personal revelation that changed my whole life around. Today I am wiser and certainly not a miser. I am a devotee with a spiritual Master’s degree. I am thee and not of them. I am a writer and certainly not a fighter. I am sparkling with enthusiasm and crackling with satisfaction from my actions. I am a mentor of my community centre for knowledge has given me all of this that money will never buy. If you are struggling to make ends meet I want to show you a way to start your business for as little as £15. Write to me at universallyfriendly@live.com for further details and I shall send you a free information pack. Try it for 30 days and if you are dissatisfied I shall refund your money without fail. Knowledge makes you generate money unselfishly and drains away all your sorrows so that your tomorrows shall be without any further borrows.